Terms of Service

1. Agreement to Terms

By accessing and using this website and our services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. We reserve the right to make changes to this agreement at any time without notice.

2. License to Use Website

Permission is granted to temporarily download one copy of the materials (information or software) on our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. Disclaimer of Warranties

The materials on our website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Internet, or otherwise relating to such materials or on any sites linked to this site.

4. Limitations of Liability

In no event shall Payroll Consultants Group or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our website are accurate, complete, or current. We may make changes to the materials contained on our website at any time without notice.

6. Links

We have not reviewed all of the sites linked to our website and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.

7. Modifications

We may revise these terms of service for our website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Florida, United States, and you irrevocably submit to the exclusive jurisdiction of the courts located in Florida.

9. User-Generated Content

If you submit, post, or display content on our website, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content in any media or medium. You represent and warrant that you own or have the necessary rights to the content you submit.

10. Prohibited Conduct

You agree not to engage in any of the following conduct:

• Harassing, threatening, or intimidating other users
• Posting spam, advertisements, or unsolicited materials
• Attempting to gain unauthorized access to our systems
• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Uploading malware or harmful code

11. Termination of Use

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, if you breach any terms of this agreement or engage in conduct that we deem harmful or objectionable.

12. Service Disclaimers

Our quotes and estimates are based on information provided and are subject to verification and underwriting approval. Quotes do not constitute an offer or guarantee of coverage or pricing. All quotes are valid for a limited period and may change based on market conditions or additional information discovered during the application process.