Important Disclaimer

1. Quotes & Estimates

All quotes, estimates, and cost projections provided on our website or through our services are based on the information you provide and are subject to verification, underwriting approval, and market conditions. Quotes do not constitute a binding offer or guarantee of coverage or pricing.

Actual costs may vary based on factors including but not limited to: business classification, payroll verification, workers' compensation audit results, claims history, and carrier underwriting guidelines. We reserve the right to modify quotes based on additional information discovered during the application process.

2. Insurance Services Disclaimer

Payroll Consultants Group is not a licensed insurance broker or agent. Insurance products and coverage are offered exclusively through our affiliated licensed entity, Simple Insurance Co., a licensed insurance brokerage operating in compliance with state insurance regulations.

All insurance-related inquiries, quotes, policy issuance, and claims handling are conducted by Simple Insurance Co. or our authorized insurance partners. We do not guarantee coverage approval, specific policy terms, rates, or availability. Insurance is subject to underwriting approval and may be declined.

Coverage provided by our insurance partners is subject to policy terms, conditions, exclusions, and limitations. Please review your policy documents carefully.

3. Financial Information Disclaimer

Any financial projections, ROI calculations, cost savings estimates, or efficiency analyses provided are based on assumptions and historical data and should not be relied upon as guaranteed results. Actual financial outcomes depend on numerous factors beyond our control, including market conditions, business performance, and operational decisions.

We do not provide investment advice, financial planning services, or tax advice. Please consult with a qualified financial advisor, accountant, or tax professional before making financial decisions.

4. Payroll Services Disclaimer

While we strive for accuracy in payroll processing, tax withholding, and filing, we are not liable for errors or delays caused by factors beyond our reasonable control, including but not limited to: incorrect employee information provided by you, system failures, governmental delays, or acts of God.

It is your responsibility to verify the accuracy of all payroll data, tax withholdings, and filings. We recommend consulting with a tax professional or accountant for matters related to tax compliance and reporting.

5. PEO Services Disclaimer

Professional Employer Organization (PEO) services involve a co-employment relationship with significant legal and operational implications. We do not provide legal advice regarding co-employment status, joint liability, or regulatory compliance. You should consult with an employment law attorney before entering into a PEO relationship.

PEO services are subject to eligibility requirements, contract terms, and state regulations. Benefits, coverage, and pricing may vary by state and are subject to change.

6. Third-Party Services & Partners

We partner with various insurance carriers, payroll platforms, HR service providers, and other third-party vendors. We are not responsible for the accuracy, reliability, or performance of third-party services. Each partner has its own terms of service and privacy policies, which you should review independently.

We do not guarantee the continued availability of any third-party service or platform. Service interruptions, data loss, or failures on the part of third parties are not our responsibility.

7. Website Content Disclaimer

The information, content, and materials on this website are provided "as is" without warranty of any kind. We do not guarantee the accuracy, completeness, timeliness, or reliability of any information or content provided.

Information regarding regulations, laws, and compliance requirements may become outdated. It is your responsibility to verify current legal requirements with appropriate government agencies or legal professionals.

8. No Professional Advice

Nothing on this website constitutes legal, tax, accounting, HR, or business advice. While our team may have expertise in payroll and HR services, we are not your lawyers, accountants, tax advisors, or business consultants unless we have a formal professional relationship in writing.

Any statements made are general in nature and not tailored to your specific circumstances. You should consult with appropriate licensed professionals before taking action on any information provided.

9. Limitation of Liability

To the maximum extent permitted by law, Payroll Consultants Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunity, or reputation, arising from your use of our website or services, even if we have been advised of the possibility of such damages.

10. State & Regulatory Compliance

Payroll Consultants Group operates in compliance with federal laws and regulations, as well as the laws of states in which we conduct business. We maintain appropriate licenses, registrations, and certifications as required.

Insurance services are provided only through our affiliated licensed entity, Simple Insurance Co., which is licensed to conduct business in applicable states. Availability of services may vary by location. Please verify that our services are available in your state before requesting a quote.

11. Accessibility Statement

We are committed to providing accessible digital content in compliance with the Americans with Disabilities Act (ADA) and Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. If you experience barriers while using our website, please contact us for assistance.

For more information, please visit our Accessibility Statement.

12. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without notice. Your continued use of our website constitutes acceptance of any changes to this disclaimer.