Insurance & Risk
General Liability
Protection for the everyday risks of running a business.
General liability insurance covers third-party claims — a customer slips in your shop, your crew damages a client’s property, or someone claims your advertising harmed them. Many landlords, clients, and contracts require it before you can start work.
A real specialist
Talk to a person, not a call tree.
Plain-language answers
We explain what drives your costs.
Free quote
No cost and no obligation to start.
Is this you?
Who this is for
- Businesses signing a lease or client contract that requires proof of insurance
- Contractors and trades who work on other people’s property
- Retail, food, and service businesses with customer foot traffic
- Owners who want GL bundled with their workers’ comp for simpler billing
Simple process
How it works
- 1
Share your operations
What you do, where you do it, and your rough revenue. That’s what carriers use to rate general liability.
- 2
We match you with carriers
Different carriers favor different industries. We find the ones that want your type of business.
- 3
Get certificates when you need them
Once you’re covered, we help you produce certificates of insurance for landlords, clients, and general contractors.
Common questions
Is general liability required by law?
Usually not — but it’s often required by contracts. Landlords, clients, and general contractors commonly ask for a certificate of insurance before you can sign a lease or start a job.
What does general liability actually cover?
Bodily injury and property damage you cause to others, plus personal and advertising injury claims. It does not cover your own employees (that’s workers’ comp), your own property, or professional mistakes.
How much coverage do I need?
Most small businesses start with $1 million per occurrence / $2 million aggregate, because that’s what most contracts ask for. Your contracts and your risk exposure should drive the final number.
Can I bundle it with workers’ comp?
Often, yes. Many businesses carry both, and placing them together can simplify billing and renewals. Ask us when you request your quote.
Ready to talk about general liability?
Request a free, no-obligation quote — or call us at 866-684-5684.
Start my free quoteExplore our other services
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Accurate payroll and tax filings, handled for you.
Employee Benefits
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Human Resources Management
HR support that keeps you compliant and out of trouble.
Insurance Compliance
Stay ahead of audits, certificates, and coverage requirements.