Employee benefits are important for several reasons. They help attract and retain top talent, enhance employee satisfaction and morale, promote work-life balance, and contribute to overall employee well-being. Benefits also demonstrate an employer's commitment to their employees' welfare and can improve productivity and loyalty within the workforce.

Health insurance is a type of coverage that helps individuals pay for medical expenses. It typically includes coverage for doctor visits, hospital stays, prescription medications, and preventive care. Health insurance can be provided by employers as part of their benefits package or obtained independently by individuals.

Employers typically provide employees with enrollment periods or offer benefits enrollment when they are hired. During these periods, employees can review the available benefits options and select the ones that best suit their needs. Employees may need to complete enrollment forms or provide relevant information to participate in the benefits programs.